The journey
Monday, January 21, 2019
Tuesday, December 18, 2018
Developing skill sets to make money on-line
When its time to change career fields, we have to have more
training and develop different skill sets. Myself, I have been in healthcare
for almost 40 years. To me those 12-hour shifts are not as appealing as they
once were. I decided that I wanted to make money from home so that I would have
time to spend with my family, travel, whatever I wanted to do for once. I
decided that I no longer wanted to work days, nights weekends, and
holidays. I decided that I no longer
wanted to miss my grandkids programs at school, ballgames and other events. I
did not want to have to ask permission to have the time available to go to
these events.
I found a company
that provides education on how to make money on-line. In one spot, I have access to daily live training, where
questions can be ask, and access to my
sponsor. A person can learn how to generate leads on social media, with Facebook
training, Pinterest training, you-tube, google, craigslist, Facebook lives,
e-mail marketing, market research the list is endless. Digital education is a billion-dollar
industry. I feel that I am in the right place at the right time and just want
to share this opportunity to anyone that needs it. You can find more information at www.BetterlifewithJudi.net.
Monday, September 17, 2018
CBD oil and a review of its uses
This
is a review of an article in the Huffington Post discussing some of the uses of
CBD oil.
Cannabidiol or
CBD oil is available in supplement form and has been used for many disorders
and is legal in all 50 states. Two of
the cannabinoids that are widely used for their medicinal values are TCH and
CBD. THC is the compound that provides
the “high” from marijuana. CBD has no high associated with its use. This compound has anti-anxiety, calming, anti-psychotic, pain reducing, and anti-inflammatory effects . Our bodies produce their own cannabinoids in
what is the known as the endocannabinoid system.
Benefits of CBD
CBD has been shown
to reduce anxiety and improve insomnia for people who suffer from chronic pain.
In smaller doses, it has been proven to increase alertness. CBD helps reduce
REM behavior disorder in people with Parkinson’s disease and has been used to improve REM sleep
abnormalities in people with PTSD. CBD
has been shown to help with depression and anxiety with its interactions with
the serotonin receptors in the brain. The antipsychotic effects has been shown to help in schizophrenia and bipolar disorder.
CBD is used in
the treatment of pain in many forms such as chronic, headaches migraines,
arthritis and multiple sclerosis. CBD has shown amazing results in the use of epilepsy.
CBD has also shown to be useful in treating substance abuse in people addicted
to opioids, amphetamines and cocaine. CBD
has also been used to help the brain heal from injury and has shown to reduce
damage from stroke and other injuries. CBD also has been shown to be helpful in Parkinson’s, Alzheimer’s
and multiple sclerosis. CBD has been shown to be effective for patients
suffering for cancer in reducing pain, nausea, and appetite stimulation.
CBD has sometimes been used in conjunction with THC, CBD can
counteract the “high” associated with THC.
To find out more info., see the website below
Sunday, August 12, 2018
Wednesday, May 30, 2018
Seizures, medications side effects and other options
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The epilepsy foundation estimates 3.4 million in the US which includes 470,000 children and 65 million worldwide have epilepsy. In 2017, it was estimated that another 150,000 people will be diagnosed with epilepsy. Despite all the medications available, 4 out of 10 continue to experience uncontrolled seizures while others do not have it well controlled (Epilepsy foundation).
The most commonly used treatment for seizures is medication. Medications control seizures in about two-thirds (64%) of people with epilepsy. Many people have trouble with medication due to all the side effects. Often, people with epilepsy will say that the side effects are “worse than the seizures.” Even if the seizures have stopped, they may be having side effects every single day, making life miserable. Many people have been looking for other options such as CBD oil.
The New England Journal identified the most popular seizure medications and listed some of the most common side effects. Side effects included; sleepiness, dizziness, headache, nausea, vomiting, depression, weight gain, fatigue, insomnia, psychosis, sedation, drowsiness, irritability, and agitation. An article in Pharmacological Reviews identifies that antiepileptic drugs (AEDs) have behavioral side effects such as depression, aberrant behaviors, irritability, impulsivity, anger, hostility, and aggression
The Epilepsy Foundation relates that people who suffer with epilepsy have higher rates of depression and other mood disorders, social isolation, challenges in school and limitations in living independently, higher unemployment, limitations on driving, and higher risk of early death.
Sunday, November 26, 2017
Who are the Fingerlings:
They are the number one requested toy
and sold out in most stores. They fit in
the palm of your hand, bright in color ( blue, black, teel, pink, white,
purple) and have a fluffy mohawk. They
are a family of tiny monkeys that latch onto your finger
and respond to voice, movement and touch by blinking, babbling and blowing
kisses with more than 40 animations and sounds .When you tap their heads they
burp, if you hang them upside down they laugh,
they coo and doze off to sleep when you rock them. Kids love them. You can find
them at https://mommaj.myshopify.com/products/fingerlings-pink-with-bonus-stand-bought-in-us-bella.
Wednesday, August 30, 2017
Raising your credit score saves big money when buying a home
According to a Federal Trade commission study,
one in 4 consumers have identified errors on their credit reports that might
affect their credit score. Some studies report as many as 4/5.
Did you know that your credit could be pulled for any of the following?
~jobs
~car loans
~home loans
~car insurance
~cable
~internet
~cell phone
~credit cards
~life insurance
~utilities
A higher score gets you a better interest rate on any money you borrow. A higher score indicates to lenders that you are a trustworthy borrower and this reduces the interest you must pay. Landlords may check your credit to deny or accept your application. The lower the score, the higher the deposit required could be. Cell phone providers, insurance companies and utilities may check when they are trying to decide the amount of deposit to charge you.
Smartasset.com gathered information of just how important credit scores are and gathered data before and after a 50-point increase in average credit scores in home purchases. They ranked areas where homeowners can save most by raising credit scores.
1. Homeowners in the Bay area have some of the highest housing cost in the US. The average home is worth around $718,000. In their study, if the credit score rose from 671 to 721, the mortgage rate would drop from 4.29% to 3.72% and that change would allow a savings of around $87,000.
2. In Hawaii, the average credit score is 691. The average homeowner could get approved for a mortgage of about 4.38%. After increasing the score to 741, it was estimated that the interest rate would go down to 3.81%. This would save the homeowner around $75,160 over the life of the loan.
3. Another example given in the study was the Santa Barbara -Santa Maria area and in their area, there are lower credit scores. Low score mean higher rates. The expected mortgage rate would be 4.63, when the score is raised by 50 points, mortgage rate dropped to 4.06. Total saved with this credit score increase is estimated at $65,000.
4. In Los Angeles, the average home is worth 540,600 in 2015. By improving their credit score by 50 points, estimated savings would be $65,566 over the life of the loan.
5. In San Diego, the 50-point increase in credit score when buying a home would save the homebuyer about $58,526.
The list goes on and on!
Did you know that your credit could be pulled for any of the following?
~jobs
~car loans
~home loans
~car insurance
~cable
~internet
~cell phone
~credit cards
~life insurance
~utilities
A higher score gets you a better interest rate on any money you borrow. A higher score indicates to lenders that you are a trustworthy borrower and this reduces the interest you must pay. Landlords may check your credit to deny or accept your application. The lower the score, the higher the deposit required could be. Cell phone providers, insurance companies and utilities may check when they are trying to decide the amount of deposit to charge you.
Smartasset.com gathered information of just how important credit scores are and gathered data before and after a 50-point increase in average credit scores in home purchases. They ranked areas where homeowners can save most by raising credit scores.
1. Homeowners in the Bay area have some of the highest housing cost in the US. The average home is worth around $718,000. In their study, if the credit score rose from 671 to 721, the mortgage rate would drop from 4.29% to 3.72% and that change would allow a savings of around $87,000.
2. In Hawaii, the average credit score is 691. The average homeowner could get approved for a mortgage of about 4.38%. After increasing the score to 741, it was estimated that the interest rate would go down to 3.81%. This would save the homeowner around $75,160 over the life of the loan.
3. Another example given in the study was the Santa Barbara -Santa Maria area and in their area, there are lower credit scores. Low score mean higher rates. The expected mortgage rate would be 4.63, when the score is raised by 50 points, mortgage rate dropped to 4.06. Total saved with this credit score increase is estimated at $65,000.
4. In Los Angeles, the average home is worth 540,600 in 2015. By improving their credit score by 50 points, estimated savings would be $65,566 over the life of the loan.
5. In San Diego, the 50-point increase in credit score when buying a home would save the homebuyer about $58,526.
The list goes on and on!
There is help available at
WWW.fesconnect.net/JWarren7
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