Tuesday, December 18, 2018

Developing skill sets to make money on-line


When its time to change career fields, we have to have more training and develop different skill sets. Myself, I have been in healthcare for almost 40 years. To me those 12-hour shifts are not as appealing as they once were. I decided that I wanted to make money from home so that I would have time to spend with my family, travel, whatever I wanted to do for once. I decided that I no longer wanted to work days, nights weekends, and holidays.  I decided that I no longer wanted to miss my grandkids programs at school, ballgames and other events. I did not want to have to ask permission to have the time available to go to these events.
     I found a company that provides education on how to make money on-line. In one spot, I have   access to daily live training, where questions can be ask, and  access to my sponsor. A person can learn how to generate leads on social media, with Facebook training, Pinterest training, you-tube, google, craigslist, Facebook lives, e-mail marketing, market research the list is endless. Digital education is a billion-dollar industry. I feel that I am in the right place at the right time and just want to share this opportunity to anyone that needs it.     You can find more information at www.BetterlifewithJudi.net.  


Monday, September 17, 2018

CBD oil and a review of its uses


     This is a review of an article in the Huffington Post discussing some of the uses of CBD oil.
     Cannabidiol or CBD oil is available in supplement form and has been used for many disorders and  is legal in all 50 states. Two of the cannabinoids that are widely used for their medicinal values are TCH and CBD.  THC is the compound that provides the “high” from marijuana. CBD has no high associated with its use.  This compound has anti-anxiety, calming, anti-psychotic,  pain reducing, and anti-inflammatory effects .  Our bodies produce their own cannabinoids in what is the known as the endocannabinoid system.
Benefits of CBD
    CBD has been shown to reduce anxiety and improve insomnia for people who suffer from chronic pain. In smaller doses, it has been proven to increase alertness. CBD helps reduce REM behavior disorder in people with Parkinson’s disease and   has been used to improve REM sleep abnormalities in people with PTSD.  CBD has been shown to help with depression and anxiety with its interactions with the serotonin receptors in the brain. The antipsychotic effects has been  shown to help in schizophrenia and bipolar disorder.
     CBD is used in the treatment of pain in many forms such as chronic, headaches migraines, arthritis and multiple sclerosis.   CBD has shown amazing results in the use of epilepsy. CBD has also shown to be useful in treating substance abuse in people addicted to opioids, amphetamines and cocaine.  CBD has also been used to help the brain heal from injury and has shown to reduce damage from stroke and other injuries. CBD  also  has been shown to be helpful in Parkinson’s, Alzheimer’s and multiple sclerosis. CBD has been shown to be effective for patients suffering for cancer in reducing pain, nausea, and appetite stimulation.
CBD has sometimes been used in conjunction with THC, CBD can counteract the “high” associated with THC.
To find out more info., see the website below

Wednesday, May 30, 2018

Seizures, medications side effects and other options



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    The epilepsy foundation estimates 3.4 million in the US which includes  470,000  children  and 65 million worldwide have epilepsy. In 2017, it was estimated that another 150,000 people will be diagnosed with epilepsy. Despite all the medications available, 4 out of 10 continue to experience uncontrolled seizures while others do not have it well controlled (Epilepsy foundation).
The most commonly used treatment for seizures is medication. Medications control seizures in about two-thirds (64%) of people with epilepsy. Many people have trouble with medication due to all the side effects. Often, people with epilepsy will say that the side effects are “worse than the seizures.”  Even if  the seizures have stopped, they may be having side effects every single day, making life miserable. Many people have been looking for other options such as CBD oil.
     The New England Journal identified the most popular seizure medications and listed some of the most common side effects. Side effects included; sleepiness, dizziness, headache, nausea, vomiting, depression, weight gain, fatigue, insomnia, psychosis, sedation, drowsiness, irritability, and agitation. An article in Pharmacological Reviews identifies that antiepileptic drugs (AEDs) have behavioral side effects such as depression, aberrant behaviors, irritability, impulsivity, anger, hostility, and aggression
  The Epilepsy Foundation relates that people who suffer with epilepsy have higher rates of depression and other mood disorders, social isolation, challenges in school and limitations in living independently, higher unemployment, limitations on driving, and higher risk of early death.

Sunday, November 26, 2017


Who are the  Fingerlings:  They are the number one requested toy and sold out in most stores.  They fit in the palm of your hand, bright in color ( blue, black, teel, pink, white, purple)  and have a fluffy mohawk. They are a family    of tiny monkeys that latch onto your finger and respond to voice, movement and touch by blinking, babbling and blowing kisses with more than 40 animations and sounds .When you tap their heads they burp, if  you hang them upside down they laugh, they coo and doze off to sleep when you rock them. Kids love them. You can find them at https://mommaj.myshopify.com/products/fingerlings-pink-with-bonus-stand-bought-in-us-bella.

Wednesday, August 30, 2017

Raising your credit score saves big money when buying a home

According to a Federal Trade commission study, one in 4 consumers have identified errors on their credit reports that might affect their credit score.  Some studies report as many as 4/5.

Did you know that your credit could be pulled for any of the following?
~jobs
~car loans
~home loans
~car insurance
~cable
~internet
~cell phone
~credit cards
~life insurance
~utilities
A higher score gets you a better interest rate on any money you borrow. A higher score indicates to lenders that you are a trustworthy borrower and this reduces the interest you must pay. Landlords may check your credit to deny or accept your application. The lower the score, the higher the deposit required could be. Cell phone providers, insurance companies and utilities may check when they are trying to decide the amount of deposit to charge you.
Smartasset.com gathered information of just how important credit scores are and gathered data before and after a 50-point increase in average credit scores in home purchases. They ranked areas where homeowners can save most by raising credit scores.
1. Homeowners in the Bay area have some of the highest housing cost in the US. The average home is worth around $718,000. In their study, if the credit score rose from 671 to 721, the mortgage rate would drop from 4.29% to 3.72% and that change would allow a savings of around $87,000.
2. In Hawaii, the average credit score is 691. The average homeowner could get approved for a mortgage of about 4.38%. After increasing the score to 741, it was estimated that the interest rate would go down to 3.81%. This would save the homeowner around $75,160 over the life of the loan.
3. Another example given in the study was the Santa Barbara -Santa Maria area and in their area, there are lower credit scores. Low score mean higher rates. The expected mortgage rate would be 4.63, when the score is raised by 50 points, mortgage rate dropped to 4.06. Total saved with this credit score increase is estimated at $65,000.
4. In Los Angeles, the average home is worth 540,600 in 2015. By improving their credit score by 50 points, estimated savings would be $65,566 over the life of the loan.
5. In San Diego, the 50-point increase in credit score when buying a home would save the homebuyer about $58,526.
The list goes on and on!
There is help available at WWW.fesconnect.net/JWarren7